Worrying about money is exhausting
Clear signposting to free, trusted help in the UK
If you’re stressed about debts or bills, it can be hard to think straight. This site doesn’t try to sell you anything. It simply points you to free, regulated debt advice services and mental health support in your country.
We don’t give debt advice, handle your case or collect detailed information about your debts.
Free debt advice in the UK
Debt advice is organised differently across the UK. The services below are well known, free and regulated. They can talk through your full situation and explain your options in more detail.
Scotland
Northern Ireland
Money and mental health
Worrying about money can affect sleep, mood, relationships and your sense of control. You don’t have to wait until things feel “bad enough” to reach out for support.
Free mental health support
- Samaritans – 24/7 listening support. (opens in new tab)
- Mind – information and support for mental health. (opens in new tab)
- CALM (Campaign Against Living Miserably) – support for people feeling low or struggling. (opens in new tab)
- Andy’s Man Club – free peer support groups for men. (opens in new tab)
Your GP and NHS services
If you’re worried about your mental health, you can speak to your GP or, in an emergency, use NHS services in your area. They can talk through options like talking therapies, crisis lines or local support.
If you feel at immediate risk of harm, treat it as an emergency and use local emergency services.
Quick questions about this site
A few short answers to help you understand who runs this site, what it does and what it doesn’t do.
Is this a debt advice service?
No. This site doesn’t give personal debt advice or manage cases. It only signposts you to free, regulated organisations that can help.
Do you earn money from this?
No. We don’t earn commission, referral fees or advertising income if you use any of the links on this site.
Why is there a notice at the top?
The domain used to be run by a different organisation that was reprimanded by the Advertising Standards Authority (ASA). The site is now under new, independent ownership with a different purpose.
For more detail, see the About and Frequently asked questions pages.
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