Moorcroft Debt Recovery Limited
Moorcroft Debt Recovery Limited is an FCA-authorised debt collection company (Firm Reference Number 714738) based in Stockport.
Who they are
Moorcroft Debt Recovery Limited is registered in England and Wales (Companies House number 01703704) with its registered office at Moorcroft House, 2 Spring Gardens, Stockport, Cheshire, SK1 4AA. Companies House records its incorporation date as 2 March 1983 under the original name NWT Leasing Limited, renamed to its current form in 1985. The firm’s website per the FCA register is mdrl.co.uk.
Regulatory status
Moorcroft Debt Recovery Limited is authorised and regulated by the Financial Conduct Authority under FCA CONC rules for consumer credit firms. Its Firm Reference Number is 714738 and it has been authorised since 10 May 2016 per its FCA register entry. It is a member of the Credit Services Association (CSA), the UK debt collection industry trade body, listed as member 59 in the CSA member directory. The FCA register records two standard regulatory requirements on the firm, both effective 10 May 2016: a restriction on canvassing off trade premises, and a standard consumer buy-to-let carve-out applied to many consumer-credit firms. No enforcement actions, fines, or supervisory notices against Moorcroft Debt Recovery Limited itself were recorded on the FCA register at the time of last verification.
How they may contact you
Debt collection companies in the UK typically contact people by letter, phone, text message, or email. Where a contact letter relates to a Moorcroft debt, Moorcroft’s own published address for correspondence and complaints is Moorcroft House, 2 Spring Gardens, Stockport, Cheshire, SK1 4AA per the FCA register.
Your rights if they contact you
Under FCA CONC rules, you can ask Moorcroft to provide evidence that the debt exists and that they have authority to collect it. You can ask Moorcroft to apply forbearance if you are in vulnerable circumstances such as serious illness, bereavement, or financial hardship. If you are not satisfied with how Moorcroft handles your complaint, you can refer it to the Financial Ombudsman Service free of charge. In England, Wales, and Northern Ireland the Limitation Act 1980 provides that most unsecured consumer debts generally become unenforceable in court after six years if no payment has been made and the debt has not been acknowledged in writing during that period; in Scotland the Prescription and Limitation (Scotland) Act 1973 generally provides a five-year period.
Where to get free help
You do not need to deal with debt collection contact alone. Free, confidential debt help is available from regulated UK debt charities and from Citizens Advice. Speaking to a debt adviser is free and will not affect your credit file.
Last verified 26 May 2026 by the Compliance Reviewer.